Why Pre-Qualify?

	In the market for a mortgage? We will be glad to help! Call us at (303) 524-9907. Ready to get started? Apply Here.

Even if you have not narrowed down houses to view yet, it can be advantageous to contact your mortgage pro first. What for? How can we help you before you have negotiated an amount, and do not know yet how much you need to borrow?

We Can Help You Pre-Qualify

We can help you determine the loan amount you can qualify for and the mortgage payment amount you can afford by helping you pre-qualify. In the process, we determine your ability to borrow - reviewing your job, money available for down payment, existing debt, income, and other areas. It's short and basic; We take pride in keeping the paperwork to a minimum.

When you are considered eligible, we document our confidence in your capacity to qualify for a mortgage by giving you a Pre-Qualification Letter (also called a "pre-qual").

Power in the Pre-Qual

After you locate a house that meets your needs, and you decide to make an offer, being pre-qualified for a mortgage loan will do a couple of things. First, it helps you know the amount that you are able to offer. Of greater importance to the home seller, your being pre-qualified is like your having entered their house with a suitcase full of money to purchase their house! They won't need to wonder if they're wasting their time if you don't be able to qualify for a high enough mortgage. The seller won't be concerned that he won't be able to count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't cause them concern. You have the ability to back your offer up.

We can help you pre-qualify

Our mortgage professionals will help you find out the loan amount you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. During the process, we determine your borrowing capacity - looking at your job, money available for down payment, debts, income, and other areas. It is a quick, thorough process with minimal risks for papercuts.

Face to Face

While you are able to use our tools to calculate mortgage variables on our website, it's a good idea to sit down and talk with one of our mortgage professional team members. We can begin getting your pre-qualification letter. Next, we can consider your mortgage program choices to be sure you have selected the right one. Let us help you get started: Call us at (303) 524-9907.

Have questions about pre-qualifying? Call us at (303) 524-9907. It's our job to answer pre-qualification questions, so we're happy to help!